Specifying SSL certificates for peer verification does an exact match,
making it a not-so-obvious alias for the fingerprints option. This
changes the checks to OpenSSL which loads concatenated certificate(s)
from a single file and does a certificate-authority (chain of trust)
check instead. There is no drop in security - a compromised exact match
fingerprint has the same worse case failure. There is increased security
in allowing separate long-term CA key and short-term SSL server keys.
This also removes loading of the system-default CA files if a custom
CA file or certificate fingerprint is specified.